Showing posts with label frugal in cornwall. Show all posts
Showing posts with label frugal in cornwall. Show all posts

Friday, 28 December 2012

Thank crumbs thats over..........

Well Ive had an eventful few days

First the baby (she's 2 years old) had the Norovirus

Second, Benjie came down with some horrid flu bug which meant 3am wake up calls with him absolutely boiling and hallucinating. Not sure what was scarier though the fact he was so hot or the hallucinations he was coming out with!

So now I am getting five to sit and go over my income for January in preperation for my new year and new start.
I really must find a spreadsheet making app or something so I can display them better rather than list form

(quick snoop round the Internet and computer and I have managed it)
Now the above picture is just my basic outgoings for the household bills and does not include any of my debt repayment, no birthdays/Christmas/clothing/school trips/pets etc. The only things I am in receipt of are tax credits and child benefit. We don't receive any housing or council tax benefit, no free school dinners etc.......

I work part time - 12 hrs is currently all I can do because my partner works full time, and the hours I have means that I work around his shifts so I am home to have our two children, which then saves us on childcare. 

Our other outgoings in the house look like this

So I have about £100.00 that is left over each month - which is basically our top up shop money, money that my partner may need to borrow to get himself to his next pay day, if the kids need new clothes/shoes etc and any birthday/anniversary spending etc also comes from this money.........


So I have decided to be very strict with myself this coming month.



As you can see I already have set myself a basic food budget of £100 - I'm not entirely sure if I will shop monthly or weekly with the food shop but I'm determined to stick to this budget as I really cant afford to be going over it so a fair bit of our shop will be downgraded to value items and I will start shopping about a bit more. 
We do have access to a Tesco and Iceland in our town, there is a Lidls and an Aldi outside of town which would mean an extra few pennies on my bus ticket but I'm wondering if it would be worth it for the cheaper products. Failing that we buy a fair bit as store own brands as it is, with a few value things added in but I'm thinking its time to downgrade again.
The baby is currently potty training so only really has nappies now if we are going out and for bedtime which is saving us money and she is a good eater.
We don't have a bath, only an electric shower so that saves on heating water etc. We aren't on a water meter either, we pay a basic rate to the council and that is it. 
So for today I am off to sit and have a look over my shopping list, see where I can cut corners and look into what the correct portions sizes are and work out what a servings costs.
Then I might make an inventory of whats in the cupboards and a meal plan between rehoming some of the kids toys from christmas to their bedrooms! 
Wish me luck, its about to be a busy day!
Sammy x x x


Sunday, 29 July 2012

Let the nightmare commence.....

Morning all
Well I woke up Tuesday with a dental abscess hence the lack of posting - thankfully it has given me no pain as apparently its draining (I bet you really wanted to know that)  and still hasn't but they have told me I will need the tooth removing and a dose of antibiotics. 

Now for any normal person this is fine, but when you are straight edge, medication phobic and have severe anxiety this can be an absolute nightmare of immense proportions! I have been psyching myself up for the last few days to take them and was all ready to yesterday when my partner got delayed at work so I couldn't and as a result I ended up making myself sick with worry and dread.

So this morning after reading horror stories of dental abscess' I had to do it. I broke out in a hot flushes, dry mouth, shakes and this was before I even had the pill out of the packet - and yes it is one 250mg pill I have to take - hardly a horse tranquilliser. As soon as I took it I promptly burst into tears and had to remove myself to the garden for fear of the kids seeing me in such a state. 

I bizarrely too have this weird thing about 5 minutes....... so I'll tell you the story. My mum (should reiterate the reason I never mention her is we haven't spoken in 9 months) anyway.........she is exactly the same as me - hates taking pills or medication in any form and I clearly remember my dad when they were together having to force her to take medication, to the point of having to pin her down - it was obviously something she absolutely needed to take because my dad isn't a bully or a forceful person etc. - but I think mentally that has scarred me and worsened my own phobia.
Anyway I remember her telling me that if anything was going to happen, like a severe allergic reaction - you'd know within 5 minutes.....or there would be tell tale signs something wasn't right. So I take myself away for 5 minutes.....strange but it works for me.....I sit and focus on my breathing to bring myself out of a panic attack etc too.

Although in fairness I have been put on Amoxycillin, and it really doesn't help that my younger sister is allergic to penicillin and amoxycillin so my worry isn't completely unacceptable!

Anyway so since I seem to be ok - I took it at 9.33 and here I still am at 11.27 - my time before work today will mostly be taken up with reading this fab new blog that I have found 


It has already given me loads of ideas and is exactly the type of blog I like to read so I hope some of you will stop in and have a read too. 
                                                                                 x